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Four luxury city centre penthouses described as "the epitome of class and sophistication" are set to go on sale next week.

The Liversage Street apartments are expected to have a price tag of around £300,000 and boast views of Derby Theatre, the Arena, the railway station and even as far as the iPro Stadium.

They are likely to be snapped up by high-end buyers, as the quickfire rental of another top city centre flat last week proved plush apartments are in demand.

 

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Read more via Derby Telegraph


In a quiet cul de sac sitting behind electric gates is this stunning six bedroom detached house, which is presented to the market in a contemporary and stylish design.

 

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Read more via Zoopla


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Full property details here


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The typical cost of a fixed rate mortgage could fall BELOW 1% if the Bank of England cuts interest rates again.

The average interest charged on a fixed rate mortgage has already fallen to a record low, with people borrowing 80% of their home’s value, typically getting rates of between 1.6% and 1.7%.

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The main factor that would lead to lower mortgage rates would be a further reduction in interest rates, which would in turn push down lenders’ own borrowing costs.

Read more via Zoopla


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Struggling to get a foot on (or up) the property ladder? Here's our round-up of Government schemes that could provide just the boost you need.

Being a first-time buyer usually means forking out rent, saving for a deposit and playing catch-up with ever-rising house prices all at the same time. No easy feat.  But the good news is there are a range of Government schemes available which could provide just the boost you need to make it to the first (or next) rung of the housing ladder.

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Read more via Zoopla


Does it feel like your household bills are increasing dramatically even though you’re not using any more energy than usual? If the answer is yes, it will probably come as no surprise to learn that the cost of gas and electricity has gone up nearly £800 in eight years – that’s a whopping 151% since 2004.

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Although shopping around for the cheapest energy provider can help bring costs down a little, the smarter way to cut your heating bills is to take better control of how much energy you’re using in the first place. So what’s the best tool for energy saving? A smart thermostat.

Read more via Rightmove here


Have you spent a bit too much this month? Or maybe you’re looking to keep track of your spending as Christmas approaches? Whatever your circumstances, it is always a good idea to stay on top of your household budget.

Here we have ten top tips for homeowners, landlords and tenants alike, which will help you manage and cut back on your spending.

So where should you begin?

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1. Admit that you need to budget!

Budgeting may not be fun or glamorous, but most of us need to do it. Setting a budget will avoid the sinking feeling at the end of the month when you realise that you don’t have any money left. Sit down, keep reading, and make a start.

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1. Saving for a deposit to buy your first home can seem almost impossible (especially in London). The government-led Help to Buy scheme could help you get on the property ladder with just a 5% deposit!


2. New homes are greener and therefore more energy efficient – it’s roughly 50% cheaper to run a new build per year than the equivalent Victorian house. With a new build you’re guaranteed low C02 emissions, efficient boilers and quality insulation.

Read more...

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