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The typical cost of a fixed rate mortgage could fall BELOW 1% if the Bank of England cuts interest rates again.

The average interest charged on a fixed rate mortgage has already fallen to a record low, with people borrowing 80% of their home’s value, typically getting rates of between 1.6% and 1.7%.


The main factor that would lead to lower mortgage rates would be a further reduction in interest rates, which would in turn push down lenders’ own borrowing costs.

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Struggling to get a foot on (or up) the property ladder? Here's our round-up of Government schemes that could provide just the boost you need.

Being a first-time buyer usually means forking out rent, saving for a deposit and playing catch-up with ever-rising house prices all at the same time. No easy feat.  But the good news is there are a range of Government schemes available which could provide just the boost you need to make it to the first (or next) rung of the housing ladder.


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Does it feel like your household bills are increasing dramatically even though you’re not using any more energy than usual? If the answer is yes, it will probably come as no surprise to learn that the cost of gas and electricity has gone up nearly £800 in eight years – that’s a whopping 151% since 2004.


Although shopping around for the cheapest energy provider can help bring costs down a little, the smarter way to cut your heating bills is to take better control of how much energy you’re using in the first place. So what’s the best tool for energy saving? A smart thermostat.

Read more via Rightmove here

Have you spent a bit too much this month? Or maybe you’re looking to keep track of your spending as Christmas approaches? Whatever your circumstances, it is always a good idea to stay on top of your household budget.

Here we have ten top tips for homeowners, landlords and tenants alike, which will help you manage and cut back on your spending.

So where should you begin?

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1. Admit that you need to budget!

Budgeting may not be fun or glamorous, but most of us need to do it. Setting a budget will avoid the sinking feeling at the end of the month when you realise that you don’t have any money left. Sit down, keep reading, and make a start.

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1. Saving for a deposit to buy your first home can seem almost impossible (especially in London). The government-led Help to Buy scheme could help you get on the property ladder with just a 5% deposit!

2. New homes are greener and therefore more energy efficient – it’s roughly 50% cheaper to run a new build per year than the equivalent Victorian house. With a new build you’re guaranteed low C02 emissions, efficient boilers and quality insulation.




Negotiator Awards


Platinum Estates offers this stunning imposing six bedroomed executive detached property. The residence enjoys a favoured exclusive gated development within the popular village of Findern which offers facilities including a well respected local pub, fast access to the A50 and A38, local schools and is within the John Port comprehensive senior school catchment area.

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Situated within one of England’s most sought after private estates, Saddle Stones is a stunning new residence in an idyllic and unique setting of over 1 acre, enjoying west backing landscaped grounds with beautiful far reaching views.

Built to an exacting specification, the spacious and lavish accommodation features an impressive kitchen/breakfast room, 6 bedroom suites, cinema room, staff accommodation, lift access to all 3 floors and an integral triple garage with car turntable.

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Full details via Zoopla