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Have you spent a bit too much this month? Or maybe you’re looking to keep track of your spending as Christmas approaches? Whatever your circumstances, it is always a good idea to stay on top of your household budget.

Here we have ten top tips for homeowners, landlords and tenants alike, which will help you manage and cut back on your spending.

So where should you begin?

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1. Admit that you need to budget!

Budgeting may not be fun or glamorous, but most of us need to do it. Setting a budget will avoid the sinking feeling at the end of the month when you realise that you don’t have any money left. Sit down, keep reading, and make a start.

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1. Saving for a deposit to buy your first home can seem almost impossible (especially in London). The government-led Help to Buy scheme could help you get on the property ladder with just a 5% deposit!


2. New homes are greener and therefore more energy efficient – it’s roughly 50% cheaper to run a new build per year than the equivalent Victorian house. With a new build you’re guaranteed low C02 emissions, efficient boilers and quality insulation.

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LonglandsLane

Platinum Estates offers this stunning imposing six bedroomed executive detached property. The residence enjoys a favoured exclusive gated development within the popular village of Findern which offers facilities including a well respected local pub, fast access to the A50 and A38, local schools and is within the John Port comprehensive senior school catchment area.

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Situated within one of England’s most sought after private estates, Saddle Stones is a stunning new residence in an idyllic and unique setting of over 1 acre, enjoying west backing landscaped grounds with beautiful far reaching views.

Built to an exacting specification, the spacious and lavish accommodation features an impressive kitchen/breakfast room, 6 bedroom suites, cinema room, staff accommodation, lift access to all 3 floors and an integral triple garage with car turntable.

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Full details via Zoopla


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longlands

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Should we stay or should we go? Ahead of June's EU referendum, here's a taster of what could be in store for the housing market if the nation backs Brexit.

Picture it. After a nail-biting lead up to the EU referendum on 23 June, the nation votes to leave Europe. Then we’re in uncharted territory.

It’s difficult to forecast exactly how a Brexit vote would shape the housing market. But here at Zoopla, we’ve put our thinking caps on to provide at least a taster of what the brave new world might look like.

But, as we know our readers will point out, for every potential impact of Brexit on the housing market, there is also an argument to the contrary.

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THREE new show homes have been unveiled by Barratt Homes at Highfields, Littleover.

The three properties have been styled with a variety of buyers in mind and include a homely three-bedroomed house, a flexible three/four-bed and an impressive four-bedroomed detached.

Jan Ruston, sales director at Barratt Homes North Midlands, said: "With distinctive themes in each show home, buyers can pick up inspiration and tips to help them get the most out of their new home."

 

SHOWHOMES

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