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Welcome to the world of house buying and to a whole host of unfamiliar jargon.

Terms that you have never heard of, acronyms... they are all heading your way. For instance, do you know what an EPC is?

If you've looked at any set of sales details then you will have seen the term - but do you know what it means?

EPC stands for Energy Performance Certificate and it is something every property needs to have when it is built, sold or rented. You'll need this before you market your property to sell or rent.


So, what's included in the EPC. It basically gives information about a property’s energy use and typical energy costs. The result will be displayed as an 'A' (most efficient) to 'G' (least efficient) value - just like you'd see when you buy a washing machine or fridge.

However, in this case it will also give recommendations on how to reduce energy and save money, so it might suggest cavity wall insulation or changing light bulbs to low energy versions.

You'll need to employ an accredited assessor to carry out the survey. The assessor will provide you with an EPC certificate, which will be valid for 10 years.

Your estate agent will put you in contact or organise to have this survey carried. Be aware that if you are selling your house yourself that you'll need to obtain one, you can be fined if you don’t get an EPC when you need one.

via Derby Telegraph


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Landlords looking to secure high rental yields should consider investing in Houses in Multiple Occupation (HMOs), which continue to outperform standard buy-to-let properties, the latest Complex Buy-to-Let Index from Mortgages for Business reveals.
HMOs produced an average yield of 8.9% in 2017, the report shows.

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Jeni Browne, the Sales Director at Mortgages for Business, comments: “The attractiveness of HMOs as a buy-to-let investment has increased in recent years, not only because of the higher yields on offer, but because serious investors are keener to diversify their portfolios.”

With more landlords vying for HMOs, prices have been pushed up more quickly than the rents, which, Browne suggests, is one of the main reasons that their yields have dipped.

Read more via Landlord News

Around three in five (58%) millennials currently saving for a home deposit are more confident in their ability to purchase their own home following the Chancellor’s Stamp Duty cut at the end of last year, according to the latest sentiment study from Foresters Friendly Society.

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Back in the Autumn Budget in November, Chancellor Philip Hammond cut Stamp Duty for first time buyers on property’s worth up to £300,000. Those buying homes worth up to £500,000 will not have to pay Stamp Duty on the first £500,000 – this is to help those purchasing in more expensive parts of the country, such as London.

Read more via Landlord News


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Average price of property hitting the market rises – check out the latest insights in today’s brand new House Price Index from Rightmove:


  • Early traffic data indicates a busy start to 2018, with Rightmove visits up by an average of over 9% so far in January compared to same period last year, averaging over 4 million visits per day

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Landlords in England are being urged to continue planning for the letting fees ban even although it has been confirmed it won’t be introduced until 2019.

The Ministry of Housing, Communities and Local Government (MHCLG ) does not expect the letting fees ban to come into force until Spring 2019, it has confirmed in written evidence to the Communities and Local Government Select Committee in Parliament.

It will be a least 15 months before the ban can be implemented to allow pre-legislative scrutiny of the draft Tenant Fees Bill which paves the wave for the ban.

Via Property Wire


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